Terms of Service

1. Acceptance of Terms

Welcome to Blue Spruce Technologies Corp. ("Company," "we," "our," or "us"). These Terms of Service ("Terms") govern your use of our website located at bluesprctchnlgs.com and our investment advisory services.

By accessing our website or using our services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our website or services.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of our website or services after any changes constitutes acceptance of the modified Terms.

2. Description of Services

Blue Spruce Technologies Corp. is an investment advisory firm registered and operating in British Columbia, Canada. We provide the following services:

• Investment advisory and portfolio management services
• Financial planning and wealth management
• Investment research and analysis
• Retirement planning services
• Risk management consultation

Our services are provided to qualified clients through written investment advisory agreements. The specific terms of our investment advisory services are detailed in separate client agreements and regulatory disclosures.

3. Website Use

You may use our website for lawful purposes only. You agree not to:

• Use the website in any way that violates applicable laws or regulations
• Transmit or send unsolicited commercial communications
• Interfere with or disrupt the website or servers
• Attempt to gain unauthorized access to any part of the website
• Use any automated systems to access the website without permission
• Impersonate any person or entity
• Collect or harvest information about other users

4. Investment Advisory Relationship

The information on our website is for informational purposes only and does not constitute investment advice or an offer to provide investment advisory services. An investment advisory relationship is established only through the execution of a written investment advisory agreement.

All investment decisions remain your responsibility. Past performance does not guarantee future results. All investments involve risk of loss, including the potential loss of principal.

Before making any investment decisions, you should carefully consider your investment objectives, risk tolerance, and financial circumstances, and consult with qualified professionals as appropriate.

5. Intellectual Property

The content on our website, including but not limited to text, graphics, logos, images, and software, is owned by Blue Spruce Technologies Corp. or our licensors and is protected by copyright and other intellectual property laws.

You may view and print pages from the website for your personal, non-commercial use, provided that you retain all copyright and other proprietary notices. You may not modify, distribute, transmit, display, reproduce, or create derivative works from our content without our express written permission.

6. User-Generated Content

If you submit any content to us through our website, including through contact forms or communications, you grant us a non-exclusive, royalty-free, perpetual license to use, modify, and display such content for our business purposes.

You represent and warrant that any content you submit is accurate, does not violate any laws or third-party rights, and that you have the right to submit such content.

7. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our website or services, you consent to the collection and use of your information as described in our Privacy Policy.

8. Disclaimers

Our website and services are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose
• Warranties that the website will be uninterrupted or error-free
• Warranties regarding the accuracy or completeness of information
• Warranties that the website is free from viruses or other harmful components

The information on our website is believed to be reliable but is not guaranteed. Market conditions can change rapidly, and past performance does not indicate future results.

9. Limitation of Liability

To the fullest extent permitted by law, Blue Spruce Technologies Corp., its officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our website or services.

This includes, but is not limited to, damages for loss of profits, data, or other intangible losses, even if we have been advised of the possibility of such damages.

Some jurisdictions do not allow the exclusion or limitation of certain damages, so these limitations may not apply to you.

10. Indemnification

You agree to indemnify, defend, and hold harmless Blue Spruce Technologies Corp., its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses arising out of or relating to:

• Your use of our website or services
• Your violation of these Terms
• Your violation of any applicable laws or regulations
• Your infringement of any third-party rights

11. Third-Party Links and Services

Our website may contain links to third-party websites or services. These links are provided for convenience only, and we do not endorse or take responsibility for the content, privacy policies, or practices of third-party websites.

Your use of third-party websites is at your own risk and subject to the terms and conditions of those websites.

12. Regulatory Compliance

Blue Spruce Technologies Corp. is subject to securities regulations in the jurisdictions where we operate. Our investment advisory services are provided in accordance with applicable securities laws and regulations.

Clients receive appropriate regulatory disclosures, including Form ADV or equivalent disclosure documents, as required by applicable securities regulations.

13. Termination

We reserve the right to terminate or suspend your access to our website at any time, with or without notice, for any reason, including if we believe you have violated these Terms.

Upon termination, your right to use our website will cease immediately, and these Terms will remain in effect except as specifically provided otherwise.

14. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the Province of British Columbia and the federal laws of Canada applicable therein, without regard to conflict of law principles.

Any disputes arising from these Terms or your use of our website or services shall be subject to the exclusive jurisdiction of the courts of British Columbia.

15. Dispute Resolution

Before pursuing any formal legal action, we encourage clients to contact us directly to resolve any disputes or concerns. Many issues can be resolved through good faith discussion.

Investment advisory clients may also have access to dispute resolution procedures through securities regulators or industry self-regulatory organizations, as applicable.

16. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be deemed modified to the extent necessary to make it valid and enforceable.

17. Entire Agreement

These Terms, together with our Privacy Policy and any applicable client agreements, constitute the entire agreement between you and Blue Spruce Technologies Corp. regarding your use of our website.

These Terms supersede all prior agreements, understandings, or communications between us regarding the subject matter herein.

18. Contact Information

If you have any questions about these Terms of Service, please contact us:

We will respond to your inquiries in a timely manner and work to address any concerns you may have.

19. Acknowledgment

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy.